Choosing the right lender
Want to find out more about the lenders we compare? Here are our top ten. Click on each option to find out more.
Auto Credit Express specializes in bad credit auto loans. If you have bad credit, no credit, or have gone through a bankruptcy, Auto Credit Express could help you get auto financing to buy a vehicle or refinance your current loan.
Offering low rates and flexible features, Bank of America is a big name lender with a presence across all 50 states. Bank of America loans could help you buy a new or used vehicle from a dealer or private seller, or allow you to refinance your current loan or purchase your leased vehicle with a lease buyout.
Making it easier to shop the lot within its dealer network, Capital One offers a number of handy tools to help you find the auto loan for you. Opt for a new or used vehicle using pre-qualification that will not affect your credit score, or choose to refinance your current auto loan to get a better deal.
Offering an entirely online experience, Carvana makes it easy to search for used vehicles online, giving you the option to bring your own finance or opt for a Carvana auto loan. Performing a soft pull that doesn’t affect your credit score, Carvana allows you to shop around to find the vehicle that suits you, with delivery to your door available in some cities.
As one of the country’s largest financial providers, Chase offers both the peace of mind that comes with borrowing from a big name – and the flexibility as well. Chase provides auto loans ranging from $4,000 to $600,000, over 12 to 84 months, with the option to refinance your current auto loan as well.
Run to benefit their members, credit unions like Consumers Credit Union can offer an appealing alternative to traditional providers. By choosing an auto loan from Consumers Credit Union, you could benefit from lower rates, lower fees and more personalized customer service, with the option to choose financing on a new or used vehicle, or refinancing on a current loan.
As a division of SunTrust Bank, LightStream provides auto loans from $5,000 to $100,000, with loan terms ranging from 24 to 84 months. Choosing LightStream, you will have to have good credit. In return, you will benefit from super fast access to funds, and competitive rates on your auto loan.
With a 98% customer satisfaction rating, auto refinancing specialist OpenRoad Lending has helped hundreds of thousands of customers find a better fit on their auto loan over the past ten years. Opting for OpenRoad Lending, you could take advantage of lower rates on your loan to save on interest over the long term, or opt for a repayment schedule that better fits your budget.
Making the process of applying for an auto loan as simple as possible, RoadLoans offers a quick and easy approval process, giving you 30 days on your no-obligation approval to find the vehicle for you. Opt for a new or used auto loan and shop the options within the RoadLoans extensive dealer network, or take advantage of cash-back refinancing or traditional refinancing on your existing loan.
Another big name lender, U.S. Bank provides great flexibility on its auto loan options, with the same rate for new and used vehicles. Select U.S. Bank customers may enjoy further discounts on their auto loans. Refinancing on current auto loans is also available.